Call reports 2011
FIRST SOUND BANK — 2011
What FIRST SOUND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,875,000 | 149,120,000 | 146,234,000 | 148,995,000 |
| Total loans | 107,993,000 | 105,158,000 | 101,403,000 | 98,577,000 |
| Allowance for loan losses | 5,005,000 | 4,632,000 | 3,926,000 | 3,613,000 |
| Securities available for sale | 888,000 | 677,000 | 641,000 | 617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,183,000 | 139,490,000 | 136,498,000 | 141,540,000 |
| Interest-bearing deposits | 110,771,000 | 119,062,000 | 117,678,000 | 121,009,000 |
| Noninterest-bearing deposits | 22,412,000 | 20,428,000 | 18,820,000 | 20,531,000 |
| Equity capital | 6,023,000 | 6,432,000 | 3,050,000 | 4,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,620,000 | 5,250,000 | 6,844,000 |
| Interest expense | 358,000 | 672,000 | 951,000 | 1,192,000 |
| Net interest income | 1,540,000 | 2,948,000 | 4,299,000 | 5,652,000 |
| Noninterest income | -97,000 | -87,000 | -873,000 | -710,000 |
| Noninterest expense | 2,226,000 | 4,066,000 | 6,071,000 | 7,728,000 |
| Provision for loan losses | 1,785,000 | 1,322,000 | 2,003,000 | 1,723,000 |
| Pretax income | -2,568,000 | -2,527,000 | -4,648,000 | -4,509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,568,000 | -2,527,000 | -6,965,000 | -5,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,005,000 | 6,416,000 | 3,038,000 | 4,059,000 |
| Total capital | 7,537,000 | 7,938,000 | 4,360,000 | 5,351,000 |
| Risk-weighted assets | 119,024,000 | 118,646,000 | 103,140,000 | 101,001,000 |