Call reports 2024
KAW VALLEY BANK — 2024
What KAW VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 312,876,000 | 306,334,000 | 310,476,000 | 307,100,000 |
| Total loans | 240,299,000 | 244,930,000 | 249,822,000 | 244,839,000 |
| Allowance for loan losses | 3,646,000 | 3,583,000 | 3,255,000 | 3,227,000 |
| Securities available for sale | 20,736,000 | 20,745,000 | 25,133,000 | 22,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,400,000 | 253,075,000 | 256,575,000 | 257,661,000 |
| Interest-bearing deposits | 163,255,000 | 161,517,000 | 157,738,000 | 158,264,000 |
| Noninterest-bearing deposits | 97,145,000 | 91,558,000 | 98,837,000 | 99,397,000 |
| Equity capital | 35,620,000 | 36,783,000 | 38,290,000 | 35,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,124,000 | 8,498,000 | 13,001,000 | 17,587,000 |
| Interest expense | 942,000 | 1,928,000 | 2,925,000 | 3,944,000 |
| Net interest income | 3,182,000 | 6,570,000 | 10,076,000 | 13,643,000 |
| Noninterest income | 427,000 | 890,000 | 1,368,000 | 1,835,000 |
| Noninterest expense | 2,468,000 | 4,926,000 | 7,412,000 | 10,141,000 |
| Provision for loan losses | 0 | 0 | -323,000 | -323,000 |
| Pretax income | 1,141,000 | 2,534,000 | 4,032,000 | 5,337,000 |
| Income tax | 263,000 | 593,000 | 945,000 | 1,292,000 |
| Net income | 878,000 | 1,941,000 | 3,087,000 | 4,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,589,000 | 35,718,000 | 36,908,000 | 34,377,000 |