Call reports 2023
KAW VALLEY BANK — 2023
What KAW VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 320,353,000 | 310,541,000 | 313,057,000 | 311,740,000 |
| Total loans | 246,035,000 | 240,457,000 | 238,204,000 | 237,483,000 |
| Allowance for loan losses | 4,327,000 | 4,312,000 | 4,184,000 | 3,680,000 |
| Securities available for sale | 1,707,000 | 1,651,000 | 1,532,000 | 1,222,000 |
| Securities held to maturity | 35,768,000 | 35,829,000 | 35,891,000 | 35,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,785,000 | 267,375,000 | 265,650,000 | 263,360,000 |
| Interest-bearing deposits | 169,101,000 | 164,862,000 | 162,422,000 | 161,287,000 |
| Noninterest-bearing deposits | 107,684,000 | 102,513,000 | 103,228,000 | 102,073,000 |
| Equity capital | 35,835,000 | 35,053,000 | 35,870,000 | 35,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 7,022,000 | 10,819,000 | 14,815,000 |
| Interest expense | 572,000 | 1,295,000 | 2,091,000 | 2,966,000 |
| Net interest income | 2,867,000 | 5,727,000 | 8,728,000 | 11,849,000 |
| Noninterest income | 436,000 | 893,000 | 1,343,000 | 1,794,000 |
| Noninterest expense | 2,352,000 | 4,740,000 | 7,104,000 | 9,503,000 |
| Provision for loan losses | 0 | 0 | -216,000 | -716,000 |
| Pretax income | 951,000 | 1,880,000 | 2,967,000 | 4,740,000 |
| Income tax | 220,000 | 430,000 | 680,000 | 1,109,000 |
| Net income | 731,000 | 1,450,000 | 2,287,000 | 3,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,552,000 | 32,835,000 | 33,737,000 | 33,647,000 |