Call reports 2022
KAW VALLEY BANK — 2022
What KAW VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 345,711,000 | 328,529,000 | 320,931,000 | 307,645,000 |
| Total loans | 241,544,000 | 246,708,000 | 246,742,000 | 245,360,000 |
| Allowance for loan losses | 4,782,000 | 4,794,000 | 4,762,000 | 4,757,000 |
| Securities available for sale | 2,261,000 | 2,128,000 | 1,979,000 | 1,828,000 |
| Securities held to maturity | 45,496,000 | 45,570,000 | 35,645,000 | 35,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,962,000 | 286,352,000 | 274,435,000 | 259,283,000 |
| Interest-bearing deposits | 185,866,000 | 176,236,000 | 168,722,000 | 160,448,000 |
| Noninterest-bearing deposits | 112,096,000 | 110,116,000 | 105,713,000 | 98,835,000 |
| Equity capital | 35,791,000 | 34,979,000 | 35,740,000 | 35,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,792,000 | 5,709,000 | 8,753,000 | 12,037,000 |
| Interest expense | 290,000 | 544,000 | 798,000 | 1,146,000 |
| Net interest income | 2,502,000 | 5,165,000 | 7,955,000 | 10,891,000 |
| Noninterest income | 509,000 | 987,000 | 1,440,000 | 1,904,000 |
| Noninterest expense | 2,283,000 | 4,534,000 | 6,791,000 | 9,066,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 728,000 | 1,618,000 | 2,604,000 | 3,729,000 |
| Income tax | 163,000 | 367,000 | 593,000 | 852,000 |
| Net income | 565,000 | 1,251,000 | 2,011,000 | 2,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,422,000 | 34,628,000 | 35,407,000 | 34,792,000 |