Call reports 2021
KAW VALLEY BANK — 2021
What KAW VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 340,624,000 | 329,644,000 | 330,543,000 | 332,473,000 |
| Total loans | 245,868,000 | 251,280,000 | 243,923,000 | 247,455,000 |
| Allowance for loan losses | 4,742,000 | 4,752,000 | 4,752,000 | 4,776,000 |
| Securities available for sale | 2,606,000 | 2,568,000 | 2,465,000 | 2,382,000 |
| Securities held to maturity | 11,987,000 | 11,991,000 | 11,918,000 | 16,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,071,000 | 284,515,000 | 284,406,000 | 287,151,000 |
| Interest-bearing deposits | 189,208,000 | 183,171,000 | 180,956,000 | 188,652,000 |
| Noninterest-bearing deposits | 104,863,000 | 101,344,000 | 103,450,000 | 98,499,000 |
| Equity capital | 35,874,000 | 35,290,000 | 36,037,000 | 35,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 6,760,000 | 9,679,000 | 12,577,000 |
| Interest expense | 438,000 | 830,000 | 1,172,000 | 1,483,000 |
| Net interest income | 3,133,000 | 5,930,000 | 8,507,000 | 11,094,000 |
| Noninterest income | 503,000 | 1,059,000 | 1,645,000 | 2,193,000 |
| Noninterest expense | 2,287,000 | 4,462,000 | 6,670,000 | 8,913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,349,000 | 2,527,000 | 3,482,000 | 4,374,000 |
| Income tax | 306,000 | 571,000 | 780,000 | 975,000 |
| Net income | 1,043,000 | 1,956,000 | 2,702,000 | 3,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,422,000 | 34,855,000 | 35,620,000 | 34,838,000 |