Call reports 2020
KAW VALLEY BANK — 2020
What KAW VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 310,755,000 | 340,931,000 | 341,745,000 | 329,690,000 |
| Total loans | 248,283,000 | 261,441,000 | 260,124,000 | 246,154,000 |
| Allowance for loan losses | 4,828,000 | 4,859,000 | 4,538,000 | 4,696,000 |
| Securities available for sale | 5,689,000 | 5,583,000 | 4,804,000 | 4,676,000 |
| Securities held to maturity | 10,137,000 | 10,134,000 | 10,081,000 | 10,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,272,000 | 290,478,000 | 289,888,000 | 284,315,000 |
| Interest-bearing deposits | 197,888,000 | 194,027,000 | 192,881,000 | 196,745,000 |
| Noninterest-bearing deposits | 72,384,000 | 96,451,000 | 97,007,000 | 87,570,000 |
| Equity capital | 35,698,000 | 35,636,000 | 36,190,000 | 34,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,975,000 | 8,554,000 | 11,820,000 | 14,934,000 |
| Interest expense | 793,000 | 1,488,000 | 2,113,000 | 2,655,000 |
| Net interest income | 3,182,000 | 7,066,000 | 9,707,000 | 12,279,000 |
| Noninterest income | 477,000 | 910,000 | 1,343,000 | 1,861,000 |
| Noninterest expense | 2,207,000 | 4,436,000 | 6,674,000 | 8,797,000 |
| Provision for loan losses | 540,000 | 1,580,000 | 1,730,000 | 1,880,000 |
| Pretax income | 912,000 | 1,960,000 | 2,646,000 | 3,463,000 |
| Income tax | 77,000 | 193,000 | 318,000 | 483,000 |
| Net income | 835,000 | 1,767,000 | 2,328,000 | 2,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,155,000 | 35,108,000 | 35,688,000 | 34,359,000 |