Call reports 2019
KAW VALLEY BANK — 2019
What KAW VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 310,535,000 | 304,668,000 | 315,862,000 | 312,741,000 |
| Total loans | 261,745,000 | 259,370,000 | 257,031,000 | 251,379,000 |
| Allowance for loan losses | 2,794,000 | 3,104,000 | 3,528,000 | 4,222,000 |
| Securities available for sale | 6,986,000 | 6,658,000 | 6,050,000 | 5,900,000 |
| Securities held to maturity | 10,164,000 | 10,185,000 | 10,143,000 | 10,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,717,000 | 263,434,000 | 275,259,000 | 272,941,000 |
| Interest-bearing deposits | 198,221,000 | 196,814,000 | 198,761,000 | 202,277,000 |
| Noninterest-bearing deposits | 72,496,000 | 66,620,000 | 76,498,000 | 70,664,000 |
| Equity capital | 34,445,000 | 34,053,000 | 35,181,000 | 34,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,154,000 | 8,324,000 | 12,570,000 | 16,753,000 |
| Interest expense | 717,000 | 1,519,000 | 2,315,000 | 3,131,000 |
| Net interest income | 3,437,000 | 6,805,000 | 10,255,000 | 13,622,000 |
| Noninterest income | 424,000 | 914,000 | 1,435,000 | 1,916,000 |
| Noninterest expense | 2,187,000 | 4,428,000 | 6,658,000 | 8,858,000 |
| Provision for loan losses | 390,000 | 780,000 | 1,220,000 | 1,910,000 |
| Pretax income | 1,284,000 | 2,511,000 | 3,812,000 | 4,770,000 |
| Income tax | 169,000 | 310,000 | 479,000 | 560,000 |
| Net income | 1,115,000 | 2,201,000 | 3,333,000 | 4,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,763,000 | 30,368,000 | 31,821,000 | 34,300,000 |
| Total capital | 33,557,000 | 33,472,000 | 34,956,000 | 37,441,000 |
| Risk-weighted assets | 250,279,000 | 250,690,000 | 250,409,000 | 250,183,000 |