Call reports 2018
KAW VALLEY BANK — 2018
What KAW VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 315,915,000 | 308,971,000 | 310,690,000 | 306,392,000 |
| Total loans | 253,934,000 | 256,613,000 | 262,995,000 | 261,399,000 |
| Allowance for loan losses | 489,000 | 578,000 | 1,026,000 | 1,939,000 |
| Securities available for sale | 8,128,000 | 7,825,000 | 7,591,000 | 7,361,000 |
| Securities held to maturity | 10,197,000 | 10,201,000 | 10,155,000 | 10,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,648,000 | 270,757,000 | 271,486,000 | 267,573,000 |
| Interest-bearing deposits | 205,680,000 | 199,994,000 | 199,008,000 | 200,739,000 |
| Noninterest-bearing deposits | 71,968,000 | 70,763,000 | 72,478,000 | 66,834,000 |
| Equity capital | 31,548,000 | 32,665,000 | 33,745,000 | 33,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,730,000 | 7,558,000 | 11,488,000 | 16,089,000 |
| Interest expense | 576,000 | 1,148,000 | 1,764,000 | 2,448,000 |
| Net interest income | 3,154,000 | 6,410,000 | 9,724,000 | 13,641,000 |
| Noninterest income | 482,000 | 965,000 | 1,364,000 | 1,651,000 |
| Noninterest expense | 2,307,000 | 4,572,000 | 6,739,000 | 9,012,000 |
| Provision for loan losses | 150,000 | 300,000 | 555,000 | 1,477,000 |
| Pretax income | 1,179,000 | 2,503,000 | 3,794,000 | 4,803,000 |
| Income tax | 202,000 | 382,000 | 562,000 | 519,000 |
| Net income | 977,000 | 2,121,000 | 3,232,000 | 4,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,762,000 | 28,926,000 | 30,056,000 | 29,628,000 |
| Total capital | 28,251,000 | 29,504,000 | 31,082,000 | 31,567,000 |
| Risk-weighted assets | 238,356,000 | 241,923,000 | 249,851,000 | 247,830,000 |