Call reports 2017
KAW VALLEY BANK — 2017
What KAW VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 363,015,000 | 342,414,000 | 345,214,000 | 324,785,000 |
| Total loans | 283,086,000 | 271,735,000 | 266,741,000 | 259,151,000 |
| Allowance for loan losses | 8,187,000 | 0 | 167,000 | 335,000 |
| Securities available for sale | 36,359,000 | 6,345,000 | 7,829,000 | 5,438,000 |
| Securities held to maturity | 12,426,000 | 10,230,000 | 10,188,000 | 12,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,111,000 | 306,130,000 | 307,554,000 | 288,350,000 |
| Interest-bearing deposits | 242,258,000 | 234,132,000 | 228,909,000 | 213,298,000 |
| Noninterest-bearing deposits | 66,853,000 | 71,998,000 | 78,645,000 | 75,052,000 |
| Equity capital | 44,815,000 | 30,042,000 | 31,673,000 | 30,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,868,000 | 7,550,000 | 12,867,000 | 16,762,000 |
| Interest expense | 1,041,000 | 1,733,000 | 2,450,000 | 3,060,000 |
| Net interest income | 2,827,000 | 5,817,000 | 10,417,000 | 13,702,000 |
| Noninterest income | 550,000 | -983,000 | -565,000 | -55,000 |
| Noninterest expense | 2,865,000 | 6,842,000 | 9,282,000 | 11,579,000 |
| Provision for loan losses | 0 | -2,638,000 | -2,488,000 | -2,338,000 |
| Pretax income | -201,000 | -1,757,000 | 673,000 | 2,021,000 |
| Income tax | -373,000 | -1,254,000 | -453,000 | 1,329,000 |
| Net income | 172,000 | -503,000 | 1,126,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,147,000 | 24,344,000 | 26,845,000 | 26,061,000 |
| Total capital | 45,704,000 | 24,344,000 | 27,012,000 | 26,396,000 |
| Risk-weighted assets | 277,736,000 | 265,829,000 | 254,243,000 | 243,886,000 |