Call reports 2011
KAW VALLEY BANK — 2011
What KAW VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 509,314,000 | 512,540,000 | 497,988,000 | 451,968,000 |
| Total loans | 331,750,000 | 332,331,000 | 313,876,000 | 284,861,000 |
| Allowance for loan losses | 6,635,000 | 13,522,000 | 9,341,000 | 6,933,000 |
| Securities available for sale | 116,671,000 | 122,738,000 | 71,104,000 | 92,753,000 |
| Securities held to maturity | 2,286,000 | 2,225,000 | 2,085,000 | 1,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,228,000 | 438,211,000 | 425,861,000 | 387,253,000 |
| Interest-bearing deposits | 380,059,000 | 381,433,000 | 374,028,000 | 343,269,000 |
| Noninterest-bearing deposits | 54,168,000 | 56,778,000 | 51,833,000 | 43,984,000 |
| Equity capital | 46,275,000 | 43,881,000 | 44,147,000 | 40,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,913,000 | 11,918,000 | 17,558,000 | 22,549,000 |
| Interest expense | 2,337,000 | 4,580,000 | 6,719,000 | 8,698,000 |
| Net interest income | 3,576,000 | 7,338,000 | 10,839,000 | 13,851,000 |
| Noninterest income | 395,000 | 829,000 | 1,132,000 | 1,722,000 |
| Noninterest expense | 2,602,000 | 5,097,000 | 7,334,000 | 10,722,000 |
| Provision for loan losses | 700,000 | 7,600,000 | 9,000,000 | 14,750,000 |
| Pretax income | 834,000 | -4,241,000 | -3,444,000 | -8,698,000 |
| Income tax | 148,000 | -1,740,000 | -1,575,000 | -3,821,000 |
| Net income | 686,000 | -2,501,000 | -1,869,000 | -4,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,283,000 | 42,330,000 | 41,357,000 | 38,993,000 |
| Total capital | 50,824,000 | 46,880,000 | 45,575,000 | 42,886,000 |
| Risk-weighted assets | 361,167,000 | 354,327,000 | 332,319,000 | 308,421,000 |