Call reports 2002
KAW VALLEY BANK — 2002
What KAW VALLEY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 341,740,000 | 334,430,000 | 357,836,000 | 354,141,000 |
| Total loans | 165,123,000 | 176,924,000 | 181,697,000 | 195,394,000 |
| Allowance for loan losses | 2,219,000 | 2,337,000 | 2,511,000 | 2,703,000 |
| Securities available for sale | 157,546,000 | 128,228,000 | 150,354,000 | 142,346,000 |
| Securities held to maturity | 3,206,000 | 3,176,000 | 3,142,000 | 3,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,138,000 | 260,847,000 | 272,208,000 | 270,231,000 |
| Interest-bearing deposits | 242,285,000 | 229,854,000 | 241,777,000 | 240,068,000 |
| Noninterest-bearing deposits | 29,853,000 | 30,993,000 | 30,431,000 | 30,163,000 |
| Equity capital | 28,151,000 | 29,842,000 | 31,307,000 | 31,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,230,000 | 10,336,000 | 15,226,000 | 20,081,000 |
| Interest expense | 3,013,000 | 5,804,000 | 8,433,000 | 10,939,000 |
| Net interest income | 2,217,000 | 4,532,000 | 6,793,000 | 9,142,000 |
| Noninterest income | 227,000 | 470,000 | 723,000 | 1,183,000 |
| Noninterest expense | 1,513,000 | 3,075,000 | 4,715,000 | 6,150,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 1,060,000 |
| Pretax income | 1,403,000 | 2,733,000 | 3,658,000 | 5,281,000 |
| Income tax | 250,000 | 614,000 | 984,000 | 1,642,000 |
| Net income | 1,153,000 | 2,119,000 | 2,674,000 | 3,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,519,000 | 28,285,000 | 28,700,000 | 29,525,000 |
| Total capital | 29,738,000 | 30,622,000 | 31,211,000 | 32,228,000 |
| Risk-weighted assets | 192,686,000 | 200,075,000 | 205,346,000 | 216,390,000 |