Call reports 2001
KAW VALLEY BANK — 2001
What KAW VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 305,868,000 | 317,513,000 | 326,296,000 | 337,828,000 |
| Total loans | 134,122,000 | 138,483,000 | 147,136,000 | 156,588,000 |
| Allowance for loan losses | 2,117,000 | 2,222,000 | 2,321,000 | 2,092,000 |
| Securities available for sale | 140,418,000 | 157,154,000 | 162,089,000 | 162,354,000 |
| Securities held to maturity | 1,000 | 3,191,000 | 3,267,000 | 3,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,732,000 | 263,341,000 | 265,779,000 | 269,328,000 |
| Interest-bearing deposits | 224,804,000 | 237,074,000 | 238,421,000 | 237,217,000 |
| Noninterest-bearing deposits | 25,928,000 | 26,267,000 | 27,358,000 | 32,111,000 |
| Equity capital | 26,694,000 | 26,962,000 | 28,419,000 | 27,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,502,000 | 11,147,000 | 16,895,000 | 22,323,000 |
| Interest expense | 3,393,000 | 7,072,000 | 10,657,000 | 13,901,000 |
| Net interest income | 2,109,000 | 4,075,000 | 6,238,000 | 8,422,000 |
| Noninterest income | 211,000 | 418,000 | 682,000 | 1,191,000 |
| Noninterest expense | 1,285,000 | 2,719,000 | 4,145,000 | 5,487,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 790,000 | 1,293,000 | 2,171,000 | 3,477,000 |
| Income tax | 141,000 | 169,000 | 400,000 | 740,000 |
| Net income | 649,000 | 1,124,000 | 1,771,000 | 2,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,784,000 | 25,136,000 | 25,661,000 | 26,505,000 |
| Total capital | 26,790,000 | 27,232,000 | 27,855,000 | 28,597,000 |
| Risk-weighted assets | 160,366,000 | 167,946,000 | 175,407,000 | 185,163,000 |