Call reports 2001
STATE BANK OF ST. JACOB — 2001
What STATE BANK OF ST. JACOB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,613,000 | 35,194,000 | 32,081,000 | 31,998,000 |
| Total loans | 17,662,000 | 18,442,000 | 18,521,000 | 17,845,000 |
| Allowance for loan losses | 437,000 | 437,000 | 437,000 | 437,000 |
| Securities available for sale | 7,789,000 | 8,521,000 | 8,219,000 | 7,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,211,000 | 29,706,000 | 26,424,000 | 26,673,000 |
| Interest-bearing deposits | 21,303,000 | 24,937,000 | 21,732,000 | 21,619,000 |
| Noninterest-bearing deposits | 4,908,000 | 4,769,000 | 4,692,000 | 5,054,000 |
| Equity capital | 5,012,000 | 5,144,000 | 5,315,000 | 4,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,139,000 | 1,696,000 | 2,227,000 |
| Interest expense | 242,000 | 486,000 | 721,000 | 917,000 |
| Net interest income | 340,000 | 653,000 | 975,000 | 1,310,000 |
| Noninterest income | 41,000 | 81,000 | 120,000 | 157,000 |
| Noninterest expense | 165,000 | 324,000 | 495,000 | 759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 410,000 | 600,000 | 708,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 216,000 | 410,000 | 600,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,885,000 | 5,011,000 | 5,133,000 | 4,839,000 |
| Total capital | 5,107,000 | 5,251,000 | 5,368,000 | 5,068,000 |
| Risk-weighted assets | 17,506,000 | 19,007,000 | 18,564,000 | 18,101,000 |