Call reports 2026
SCHERTZ BANK & TRUST — 2026
What SCHERTZ BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 761,914,000 | 770,133,000 |
| Total loans | 621,767,000 | 616,294,000 |
| Allowance for loan losses | 9,145,000 | 9,244,000 |
| Securities available for sale | 36,645,000 | 36,198,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 645,958,000 | 651,422,000 |
| Interest-bearing deposits | 533,800,000 | 531,767,000 |
| Noninterest-bearing deposits | 112,158,000 | 119,655,000 |
| Equity capital | 110,237,000 | 113,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,654,000 | 25,251,000 |
| Interest expense | 4,542,000 | 8,995,000 |
| Net interest income | 8,112,000 | 16,256,000 |
| Noninterest income | 261,000 | 535,000 |
| Noninterest expense | 3,381,000 | 7,003,000 |
| Provision for loan losses | 560,000 | 595,000 |
| Pretax income | 4,892,000 | 9,653,000 |
| Income tax | 974,000 | 1,921,000 |
| Net income | 3,918,000 | 7,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 111,206,000 | 115,029,000 |
Machine access — free, no API key
Every figure shown here about SCHERTZ BANK & TRUST — 2026 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.