Call report 2025Q1
SCHERTZ BANK & TRUST — 2025Q1
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 813,581,000 | USD | evidence → |
| Total loans | 669,374,000 | USD | evidence → |
| Allowance for loan losses | 9,192,000 | USD | evidence → |
| Securities available for sale | 35,066,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 712,149,000 | USD | evidence → |
| Interest-bearing deposits | 602,843,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,306,000 | USD | evidence → |
| Equity capital | 95,710,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,329,000 | USD | evidence → |
| Interest expense | 6,249,000 | USD | evidence → |
| Net interest income | 7,080,000 | USD | evidence → |
| Noninterest income | 255,000 | USD | evidence → |
| Noninterest expense | 3,214,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 3,671,000 | USD | evidence → |
| Income tax | 737,000 | USD | evidence → |
| Net income | 2,934,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,932,000 | USD | evidence → |
Machine access — free, no API key
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