Call report 2020Q4
SCHERTZ BANK & TRUST — 2020Q4
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 528,001,000 | USD | evidence → |
| Total loans | 426,164,000 | USD | evidence → |
| Allowance for loan losses | 4,483,000 | USD | evidence → |
| Securities available for sale | 7,911,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,603,000 | USD | evidence → |
| Interest-bearing deposits | 351,922,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,681,000 | USD | evidence → |
| Equity capital | 58,299,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,728,000 | USD | evidence → |
| Interest expense | 4,753,000 | USD | evidence → |
| Net interest income | 17,975,000 | USD | evidence → |
| Noninterest income | 798,000 | USD | evidence → |
| Noninterest expense | 8,957,000 | USD | evidence → |
| Provision for loan losses | 1,365,000 | USD | evidence → |
| Pretax income | 8,451,000 | USD | evidence → |
| Income tax | 1,690,000 | USD | evidence → |
| Net income | 6,761,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,167,000 | USD | evidence → |