Call report 2018Q4
SCHERTZ BANK & TRUST — 2018Q4
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 408,416,000 | USD | evidence → |
| Total loans | 324,698,000 | USD | evidence → |
| Allowance for loan losses | 3,413,000 | USD | evidence → |
| Securities available for sale | 11,883,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 357,057,000 | USD | evidence → |
| Interest-bearing deposits | 292,135,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,922,000 | USD | evidence → |
| Equity capital | 49,497,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,466,000 | USD | evidence → |
| Interest expense | 3,158,000 | USD | evidence → |
| Net interest income | 15,308,000 | USD | evidence → |
| Noninterest income | 724,000 | USD | evidence → |
| Noninterest expense | 7,821,000 | USD | evidence → |
| Provision for loan losses | 620,000 | USD | evidence → |
| Pretax income | 7,592,000 | USD | evidence → |
| Income tax | 1,581,000 | USD | evidence → |
| Net income | 6,011,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,923,000 | USD | evidence → |
| Total capital | 53,336,000 | USD | evidence → |
| Risk-weighted assets | 357,672,000 | USD | evidence → |