Call report 2015Q4
SCHERTZ BANK & TRUST — 2015Q4
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,488,000 | USD | evidence → |
| Total loans | 201,335,000 | USD | evidence → |
| Allowance for loan losses | 1,502,000 | USD | evidence → |
| Securities available for sale | 30,130,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 220,996,000 | USD | evidence → |
| Interest-bearing deposits | 173,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,342,000 | USD | evidence → |
| Equity capital | 27,667,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,665,000 | USD | evidence → |
| Interest expense | 792,000 | USD | evidence → |
| Net interest income | 9,873,000 | USD | evidence → |
| Noninterest income | 984,000 | USD | evidence → |
| Noninterest expense | 6,551,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 4,006,000 | USD | evidence → |
| Income tax | 1,264,000 | USD | evidence → |
| Net income | 2,742,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,841,000 | USD | evidence → |
| Total capital | 29,343,000 | USD | evidence → |
| Risk-weighted assets | 222,892,000 | USD | evidence → |
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