Call report 2008Q2
SCHERTZ BANK & TRUST — 2008Q2
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,007,000 | USD | evidence → |
| Total loans | 83,238,000 | USD | evidence → |
| Allowance for loan losses | 286,000 | USD | evidence → |
| Securities available for sale | 58,523,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,348,000 | USD | evidence → |
| Interest-bearing deposits | 101,662,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,686,000 | USD | evidence → |
| Equity capital | 19,230,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,570,000 | USD | evidence → |
| Interest expense | 1,284,000 | USD | evidence → |
| Net interest income | 3,286,000 | USD | evidence → |
| Noninterest income | 557,000 | USD | evidence → |
| Noninterest expense | 2,582,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 1,260,000 | USD | evidence → |
| Income tax | 367,000 | USD | evidence → |
| Net income | 893,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,313,000 | USD | evidence → |
| Total capital | 19,599,000 | USD | evidence → |
| Risk-weighted assets | 98,622,000 | USD | evidence → |