Call report 2005Q2
SCHERTZ BANK & TRUST — 2005Q2
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,775,000 | USD | evidence → |
| Total loans | 71,591,000 | USD | evidence → |
| Allowance for loan losses | 833,000 | USD | evidence → |
| Securities available for sale | 23,969,000 | USD | evidence → |
| Securities held to maturity | 1,116,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,153,000 | USD | evidence → |
| Interest-bearing deposits | 63,710,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,442,000 | USD | evidence → |
| Equity capital | 15,402,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,858,000 | USD | evidence → |
| Interest expense | 557,000 | USD | evidence → |
| Net interest income | 2,301,000 | USD | evidence → |
| Noninterest income | 333,000 | USD | evidence → |
| Noninterest expense | 1,927,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 707,000 | USD | evidence → |
| Income tax | 145,000 | USD | evidence → |
| Net income | 562,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,355,000 | USD | evidence → |
| Total capital | 16,188,000 | USD | evidence → |
| Risk-weighted assets | 71,408,000 | USD | evidence → |