Call report 2004Q2
SCHERTZ BANK & TRUST — 2004Q2
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,504,000 | USD | evidence → |
| Total loans | 62,745,000 | USD | evidence → |
| Allowance for loan losses | 779,000 | USD | evidence → |
| Securities available for sale | 31,664,000 | USD | evidence → |
| Securities held to maturity | 2,398,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,674,000 | USD | evidence → |
| Interest-bearing deposits | 63,063,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,611,000 | USD | evidence → |
| Equity capital | 14,633,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,633,000 | USD | evidence → |
| Interest expense | 394,000 | USD | evidence → |
| Net interest income | 2,239,000 | USD | evidence → |
| Noninterest income | 392,000 | USD | evidence → |
| Noninterest expense | 1,873,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 758,000 | USD | evidence → |
| Income tax | 147,000 | USD | evidence → |
| Net income | 611,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,573,000 | USD | evidence → |
| Total capital | 15,352,000 | USD | evidence → |
| Risk-weighted assets | 68,323,000 | USD | evidence → |