Call reports 2022
FARMERS BANK, WINDSOR VA — 2022
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 631,087,000 | 607,555,000 | 578,780,000 | 595,511,000 |
| Total loans | 267,024,000 | 277,340,000 | 286,018,000 | 285,583,000 |
| Allowance for loan losses | 6,077,000 | 6,057,000 | 5,981,000 | 5,954,000 |
| Securities available for sale | 297,641,000 | 276,463,000 | 232,381,000 | 233,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,559,000 | 521,203,000 | 512,504,000 | 522,514,000 |
| Interest-bearing deposits | 363,580,000 | 337,247,000 | 336,814,000 | 326,039,000 |
| Noninterest-bearing deposits | 193,979,000 | 183,956,000 | 175,690,000 | 196,475,000 |
| Equity capital | 56,322,000 | 44,573,000 | 32,477,000 | 39,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,486,000 | 9,179,000 | 14,111,000 | 19,442,000 |
| Interest expense | 334,000 | 700,000 | 1,131,000 | 1,647,000 |
| Net interest income | 4,152,000 | 8,479,000 | 12,980,000 | 17,795,000 |
| Noninterest income | 2,145,000 | 4,029,000 | 6,142,000 | 9,149,000 |
| Noninterest expense | 4,696,000 | 9,566,000 | 14,892,000 | 19,774,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,590,000 | 2,973,000 | 4,353,000 | 7,297,000 |
| Income tax | 197,000 | 344,000 | 532,000 | 900,000 |
| Net income | 1,262,000 | 2,475,000 | 3,568,000 | 5,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,221,000 | 63,045,000 | 63,729,000 | 65,827,000 |
| Total capital | 67,407,000 | 68,219,000 | 69,014,000 | 71,110,000 |
| Risk-weighted assets | 414,068,000 | 413,052,000 | 422,119,000 | 421,979,000 |