Call reports 2021
FARMERS BANK, WINDSOR VA — 2021
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 575,156,000 | 589,445,000 | 606,781,000 | 623,828,000 |
| Total loans | 268,888,000 | 263,700,000 | 246,079,000 | 264,539,000 |
| Allowance for loan losses | 6,230,000 | 6,118,000 | 6,138,000 | 6,142,000 |
| Securities available for sale | 242,160,000 | 262,927,000 | 276,395,000 | 293,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,351,000 | 500,009,000 | 518,344,000 | 533,463,000 |
| Interest-bearing deposits | 320,169,000 | 328,496,000 | 339,335,000 | 342,779,000 |
| Noninterest-bearing deposits | 168,182,000 | 171,513,000 | 179,009,000 | 190,684,000 |
| Equity capital | 68,085,000 | 73,498,000 | 72,393,000 | 73,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,383,000 | 8,530,000 | 12,952,000 | 17,290,000 |
| Interest expense | 370,000 | 712,000 | 1,044,000 | 1,374,000 |
| Net interest income | 4,013,000 | 7,818,000 | 11,908,000 | 15,916,000 |
| Noninterest income | 2,133,000 | 7,262,000 | 9,668,000 | 12,175,000 |
| Noninterest expense | 4,312,000 | 8,564,000 | 13,139,000 | 18,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,538,000 | 7,209,000 | 9,241,000 | 10,810,000 |
| Income tax | 396,000 | 1,223,000 | 1,500,000 | 1,695,000 |
| Net income | 2,018,000 | 5,789,000 | 7,448,000 | 8,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,721,000 | 59,113,000 | 60,345,000 | 61,187,000 |
| Total capital | 60,519,000 | 63,680,000 | 64,892,000 | 66,023,000 |
| Risk-weighted assets | 382,448,000 | 363,871,000 | 362,201,000 | 385,589,000 |