Call reports 2019
FARMERS BANK, WINDSOR VA — 2019
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 461,326,000 | 460,588,000 | 454,322,000 | 476,543,000 |
| Total loans | 278,040,000 | 283,105,000 | 278,578,000 | 266,741,000 |
| Allowance for loan losses | 5,889,000 | 5,845,000 | 5,820,000 | 5,677,000 |
| Securities available for sale | 145,781,000 | 136,666,000 | 130,522,000 | 145,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,310,000 | 368,857,000 | 365,129,000 | 386,610,000 |
| Interest-bearing deposits | 264,076,000 | 263,259,000 | 262,426,000 | 269,282,000 |
| Noninterest-bearing deposits | 107,234,000 | 105,598,000 | 102,703,000 | 117,328,000 |
| Equity capital | 54,573,000 | 56,800,000 | 58,561,000 | 60,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,808,000 | 9,570,000 | 14,297,000 | 18,910,000 |
| Interest expense | 733,000 | 1,486,000 | 2,258,000 | 2,933,000 |
| Net interest income | 4,075,000 | 8,084,000 | 12,039,000 | 15,977,000 |
| Noninterest income | 1,782,000 | 3,572,000 | 5,862,000 | 7,392,000 |
| Noninterest expense | 4,375,000 | 8,709,000 | 12,950,000 | 17,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,712,000 | 3,276,000 | 5,291,000 | 6,291,000 |
| Income tax | 226,000 | 413,000 | 673,000 | 779,000 |
| Net income | 1,391,000 | 2,731,000 | 4,300,000 | 5,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,660,000 | 43,753,000 | 45,008,000 | 47,164,000 |
| Total capital | 46,984,000 | 48,123,000 | 49,329,000 | 51,441,000 |
| Risk-weighted assets | 344,374,000 | 348,129,000 | 344,239,000 | 340,816,000 |