Call reports 2018
FARMERS BANK, WINDSOR VA — 2018
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 455,438,000 | 452,733,000 | 452,815,000 | 478,341,000 |
| Total loans | 267,231,000 | 265,104,000 | 263,746,000 | 275,437,000 |
| Allowance for loan losses | 5,936,000 | 5,950,000 | 5,948,000 | 5,916,000 |
| Securities available for sale | 146,651,000 | 152,153,000 | 148,588,000 | 157,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,266,000 | 364,057,000 | 364,826,000 | 386,719,000 |
| Interest-bearing deposits | 267,780,000 | 261,697,000 | 266,256,000 | 270,811,000 |
| Noninterest-bearing deposits | 103,486,000 | 102,360,000 | 98,570,000 | 115,908,000 |
| Equity capital | 49,152,000 | 49,338,000 | 49,234,000 | 52,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,353,000 | 8,802,000 | 13,322,000 | 18,115,000 |
| Interest expense | 572,000 | 1,202,000 | 1,898,000 | 2,616,000 |
| Net interest income | 3,781,000 | 7,600,000 | 11,424,000 | 15,499,000 |
| Noninterest income | 1,277,000 | 2,437,000 | 4,304,000 | 6,100,000 |
| Noninterest expense | 4,006,000 | 7,787,000 | 11,738,000 | 15,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,052,000 | 2,250,000 | 4,145,000 | 5,910,000 |
| Income tax | 104,000 | 223,000 | 455,000 | 660,000 |
| Net income | 938,000 | 2,040,000 | 3,526,000 | 5,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,168,000 | 41,966,000 | 43,180,000 | 43,904,000 |
| Total capital | 45,282,000 | 46,095,000 | 47,378,000 | 48,267,000 |
| Risk-weighted assets | 327,373,000 | 328,512,000 | 334,146,000 | 347,490,000 |