Call reports 2017
FARMERS BANK, WINDSOR VA — 2017
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 421,181,000 | 420,527,000 | 443,077,000 | 456,643,000 |
| Total loans | 265,650,000 | 268,113,000 | 271,877,000 | 272,675,000 |
| Allowance for loan losses | 5,769,000 | 5,709,000 | 5,970,000 | 5,922,000 |
| Securities available for sale | 126,505,000 | 117,932,000 | 126,677,000 | 137,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,485,000 | 339,030,000 | 360,400,000 | 372,033,000 |
| Interest-bearing deposits | 248,951,000 | 240,311,000 | 264,760,000 | 263,534,000 |
| Noninterest-bearing deposits | 98,534,000 | 98,719,000 | 95,639,000 | 108,499,000 |
| Equity capital | 48,165,000 | 49,142,000 | 50,128,000 | 50,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,076,000 | 8,164,000 | 12,381,000 | 16,725,000 |
| Interest expense | 384,000 | 827,000 | 1,398,000 | 1,983,000 |
| Net interest income | 3,692,000 | 7,337,000 | 10,983,000 | 14,742,000 |
| Noninterest income | 1,118,000 | 2,139,000 | 4,005,000 | 5,633,000 |
| Noninterest expense | 3,008,000 | 6,371,000 | 9,945,000 | 13,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,804,000 | 3,140,000 | 5,078,000 | 6,475,000 |
| Income tax | 439,000 | 774,000 | 1,099,000 | 1,538,000 |
| Net income | 1,365,000 | 2,400,000 | 3,807,000 | 4,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,834,000 | 40,747,000 | 42,041,000 | 41,312,000 |
| Total capital | 50,775,000 | 44,685,000 | 46,069,000 | 45,376,000 |
| Risk-weighted assets | 313,446,000 | 313,281,000 | 320,277,000 | 323,275,000 |