Call reports 2016
FARMERS BANK, WINDSOR VA — 2016
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 414,882,000 | 409,097,000 | 405,686,000 | 423,626,000 |
| Total loans | 249,523,000 | 256,308,000 | 260,611,000 | 267,403,000 |
| Allowance for loan losses | 6,670,000 | 6,730,000 | 6,724,000 | 5,756,000 |
| Securities available for sale | 133,900,000 | 129,570,000 | 125,666,000 | 125,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,862,000 | 329,129,000 | 325,293,000 | 344,946,000 |
| Interest-bearing deposits | 241,111,000 | 236,116,000 | 236,325,000 | 242,359,000 |
| Noninterest-bearing deposits | 93,752,000 | 93,013,000 | 88,968,000 | 102,586,000 |
| Equity capital | 50,364,000 | 50,068,000 | 50,241,000 | 49,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,013,000 | 7,994,000 | 12,032,000 | 16,063,000 |
| Interest expense | 454,000 | 868,000 | 1,276,000 | 1,674,000 |
| Net interest income | 3,559,000 | 7,126,000 | 10,756,000 | 14,389,000 |
| Noninterest income | 545,000 | 1,205,000 | 1,861,000 | 2,800,000 |
| Noninterest expense | 2,781,000 | 5,679,000 | 8,555,000 | 11,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,323,000 | 2,763,000 | 4,173,000 | 5,770,000 |
| Income tax | 291,000 | 605,000 | 909,000 | 1,284,000 |
| Net income | 1,032,000 | 2,158,000 | 3,264,000 | 4,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,039,000 | 46,293,000 | 47,055,000 | 47,872,000 |
| Total capital | 50,486,000 | 49,837,000 | 50,812,000 | 51,814,000 |
| Risk-weighted assets | 272,603,000 | 280,314,000 | 297,597,000 | 313,546,000 |