Call reports 2014
FARMERS BANK, WINDSOR VA — 2014
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 419,544,000 | 414,769,000 | 409,335,000 | 426,587,000 |
| Total loans | 234,518,000 | 242,177,000 | 241,370,000 | 248,493,000 |
| Allowance for loan losses | 7,396,000 | 6,991,000 | 7,630,000 | 8,182,000 |
| Securities available for sale | 144,861,000 | 143,484,000 | 139,634,000 | 136,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,422,000 | 339,352,000 | 332,649,000 | 343,990,000 |
| Interest-bearing deposits | 270,004,000 | 265,846,000 | 259,366,000 | 256,723,000 |
| Noninterest-bearing deposits | 75,418,000 | 73,506,000 | 73,283,000 | 87,267,000 |
| Equity capital | 44,648,000 | 46,200,000 | 46,983,000 | 48,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,937,000 | 7,978,000 | 12,063,000 | 16,127,000 |
| Interest expense | 668,000 | 1,307,000 | 1,947,000 | 2,587,000 |
| Net interest income | 3,269,000 | 6,671,000 | 10,116,000 | 13,540,000 |
| Noninterest income | 234,000 | 586,000 | 1,009,000 | 1,187,000 |
| Noninterest expense | 2,519,000 | 5,173,000 | 7,834,000 | 11,003,000 |
| Provision for loan losses | 0 | 0 | 0 | -850,000 |
| Pretax income | 1,194,000 | 2,373,000 | 3,580,000 | 4,863,000 |
| Income tax | 297,000 | 562,000 | 827,000 | 1,110,000 |
| Net income | 897,000 | 1,811,000 | 2,753,000 | 3,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,919,000 | 43,519,000 | 44,322,000 | 45,017,000 |
| Total capital | 46,139,000 | 46,830,000 | 47,623,000 | 48,402,000 |
| Risk-weighted assets | 253,426,000 | 261,224,000 | 263,236,000 | 270,082,000 |