Call reports 2012
FARMERS BANK, WINDSOR VA — 2012
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 418,464,000 | 424,491,000 | 414,834,000 | 392,698,000 |
| Total loans | 227,742,000 | 233,557,000 | 236,540,000 | 228,825,000 |
| Allowance for loan losses | 9,448,000 | 9,442,000 | 8,949,000 | 8,422,000 |
| Securities available for sale | 169,941,000 | 169,644,000 | 164,485,000 | 135,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,737,000 | 337,959,000 | 325,271,000 | 326,035,000 |
| Interest-bearing deposits | 283,755,000 | 285,157,000 | 271,081,000 | 268,420,000 |
| Noninterest-bearing deposits | 51,982,000 | 52,802,000 | 54,190,000 | 57,614,000 |
| Equity capital | 40,091,000 | 41,944,000 | 43,008,000 | 42,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,436,000 | 8,826,000 | 13,174,000 | 17,371,000 |
| Interest expense | 1,404,000 | 2,705,000 | 3,904,000 | 4,899,000 |
| Net interest income | 3,032,000 | 6,121,000 | 9,270,000 | 12,472,000 |
| Noninterest income | 39,000 | 1,018,000 | 1,170,000 | 1,416,000 |
| Noninterest expense | 2,303,000 | 4,708,000 | 7,259,000 | 10,214,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 966,000 | 2,924,000 | 3,756,000 | 5,042,000 |
| Income tax | 249,000 | 820,000 | 982,000 | 1,310,000 |
| Net income | 717,000 | 2,104,000 | 2,774,000 | 3,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,101,000 | 37,217,000 | 37,769,000 | 38,482,000 |
| Total capital | 39,174,000 | 40,332,000 | 40,947,000 | 41,508,000 |
| Risk-weighted assets | 238,712,000 | 242,884,000 | 247,691,000 | 237,085,000 |