Call reports 2011
FARMERS BANK, WINDSOR VA — 2011
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 455,321,000 | 454,541,000 | 439,366,000 | 423,749,000 |
| Total loans | 233,895,000 | 232,984,000 | 231,336,000 | 232,237,000 |
| Allowance for loan losses | 10,183,000 | 9,251,000 | 8,025,000 | 8,816,000 |
| Securities available for sale | 199,446,000 | 206,320,000 | 186,712,000 | 171,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,729,000 | 374,137,000 | 358,001,000 | 341,733,000 |
| Interest-bearing deposits | 336,208,000 | 326,917,000 | 314,650,000 | 291,289,000 |
| Noninterest-bearing deposits | 41,521,000 | 47,220,000 | 43,350,000 | 50,443,000 |
| Equity capital | 34,618,000 | 37,164,000 | 38,786,000 | 39,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,125,000 | 10,071,000 | 14,988,000 | 19,620,000 |
| Interest expense | 1,751,000 | 3,475,000 | 5,137,000 | 6,656,000 |
| Net interest income | 3,374,000 | 6,596,000 | 9,851,000 | 12,964,000 |
| Noninterest income | 104,000 | 356,000 | -176,000 | -20,000 |
| Noninterest expense | 2,310,000 | 4,719,000 | 7,048,000 | 9,232,000 |
| Provision for loan losses | 125,000 | 395,000 | 2,975,000 | 3,965,000 |
| Pretax income | 1,179,000 | 2,031,000 | 741,000 | 1,455,000 |
| Income tax | 350,000 | 604,000 | 102,000 | 239,000 |
| Net income | 829,000 | 1,427,000 | 639,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,534,000 | 36,089,000 | 35,182,000 | 35,504,000 |
| Total capital | 38,797,000 | 39,218,000 | 38,340,000 | 38,613,000 |
| Risk-weighted assets | 254,088,000 | 244,982,000 | 247,758,000 | 243,038,000 |