Call reports 2006
FARMERS BANK, WINDSOR VA — 2006
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 252,882,000 | 260,346,000 | 267,402,000 | 286,278,000 |
| Total loans | 182,505,000 | 192,992,000 | 206,761,000 | 225,019,000 |
| Allowance for loan losses | 2,224,000 | 2,224,000 | 2,216,000 | 2,196,000 |
| Securities available for sale | 55,769,000 | 53,266,000 | 49,715,000 | 47,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,973,000 | 233,656,000 | 236,506,000 | 249,560,000 |
| Interest-bearing deposits | 187,401,000 | 197,140,000 | 199,268,000 | 210,673,000 |
| Noninterest-bearing deposits | 34,572,000 | 36,516,000 | 37,238,000 | 38,887,000 |
| Equity capital | 24,644,000 | 24,833,000 | 26,038,000 | 26,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,981,000 | 8,209,000 | 12,797,000 | 17,728,000 |
| Interest expense | 1,549,000 | 3,296,000 | 5,319,000 | 7,566,000 |
| Net interest income | 2,432,000 | 4,913,000 | 7,478,000 | 10,162,000 |
| Noninterest income | 171,000 | 313,000 | 462,000 | 642,000 |
| Noninterest expense | 1,407,000 | 2,847,000 | 4,326,000 | 5,785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,196,000 | 2,379,000 | 3,614,000 | 5,019,000 |
| Income tax | 380,000 | 755,000 | 1,148,000 | 1,582,000 |
| Net income | 816,000 | 1,624,000 | 2,466,000 | 3,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,976,000 | 25,371,000 | 26,212,000 | 26,726,000 |
| Total capital | 27,200,000 | 27,595,000 | 28,428,000 | 28,922,000 |
| Risk-weighted assets | 182,510,000 | 190,971,000 | 202,149,000 | 220,411,000 |