Call reports 2002
FARMERS BANK, WINDSOR VA — 2002
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 138,976,000 | 152,729,000 | 155,578,000 | 168,326,000 |
| Total loans | 94,844,000 | 99,424,000 | 103,963,000 | 106,403,000 |
| Allowance for loan losses | 1,494,000 | 1,494,000 | 1,494,000 | 1,425,000 |
| Securities available for sale | 27,963,000 | 35,568,000 | 37,104,000 | 48,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,568,000 | 133,731,000 | 135,337,000 | 148,195,000 |
| Interest-bearing deposits | 104,140,000 | 115,172,000 | 115,705,000 | 124,764,000 |
| Noninterest-bearing deposits | 16,428,000 | 18,559,000 | 19,632,000 | 23,431,000 |
| Equity capital | 17,088,000 | 17,691,000 | 18,413,000 | 18,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,181,000 | 4,493,000 | 6,897,000 | 9,320,000 |
| Interest expense | 844,000 | 1,683,000 | 2,483,000 | 3,297,000 |
| Net interest income | 1,337,000 | 2,810,000 | 4,414,000 | 6,023,000 |
| Noninterest income | 96,000 | 207,000 | 325,000 | 479,000 |
| Noninterest expense | 822,000 | 1,739,000 | 2,640,000 | 3,586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 607,000 | 1,274,000 | 2,095,000 | 2,913,000 |
| Income tax | 192,000 | 402,000 | 665,000 | 915,000 |
| Net income | 415,000 | 872,000 | 1,430,000 | 1,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,738,000 | 16,997,000 | 17,555,000 | 17,901,000 |
| Total capital | 18,013,000 | 18,339,000 | 18,949,000 | 19,326,000 |
| Risk-weighted assets | 101,756,000 | 107,562,000 | 111,409,000 | 115,400,000 |