Call reports 2001
FARMERS BANK, WINDSOR VA — 2001
What FARMERS BANK, WINDSOR VA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,482,000 | 115,164,000 | 121,216,000 | 127,459,000 |
| Total loans | 70,873,000 | 74,703,000 | 80,972,000 | 86,415,000 |
| Allowance for loan losses | 1,446,000 | 1,446,000 | 1,446,000 | 1,494,000 |
| Securities available for sale | 28,014,000 | 28,070,000 | 28,510,000 | 34,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,124,000 | 97,807,000 | 103,098,000 | 109,526,000 |
| Interest-bearing deposits | 80,059,000 | 84,617,000 | 88,334,000 | 92,982,000 |
| Noninterest-bearing deposits | 12,065,000 | 13,190,000 | 14,764,000 | 16,544,000 |
| Equity capital | 16,089,000 | 16,245,000 | 16,813,000 | 16,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,190,000 | 4,353,000 | 6,509,000 | 8,645,000 |
| Interest expense | 1,019,000 | 2,066,000 | 3,123,000 | 4,086,000 |
| Net interest income | 1,171,000 | 2,287,000 | 3,386,000 | 4,559,000 |
| Noninterest income | 84,000 | 171,000 | 264,000 | 371,000 |
| Noninterest expense | 630,000 | 1,343,000 | 2,006,000 | 2,695,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 625,000 | 1,115,000 | 1,644,000 | 2,235,000 |
| Income tax | 203,000 | 361,000 | 534,000 | 701,000 |
| Net income | 422,000 | 754,000 | 1,110,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,278,000 | 15,724,000 | 16,080,000 | 16,323,000 |
| Total capital | 16,270,000 | 16,769,000 | 17,192,000 | 17,497,000 |
| Risk-weighted assets | 78,866,000 | 83,226,000 | 88,642,000 | 93,622,000 |