Call reports 2026
CLAY COUNTY STATE BANK — 2026
What CLAY COUNTY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 106,654,000 | 104,300,000 |
| Total loans | 46,643,000 | 47,277,000 |
| Allowance for loan losses | 455,000 | 457,000 |
| Securities available for sale | 37,965,000 | 42,800,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 94,176,000 | 91,702,000 |
| Interest-bearing deposits | 78,592,000 | 77,910,000 |
| Noninterest-bearing deposits | 15,584,000 | 13,792,000 |
| Equity capital | 11,889,000 | 11,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,199,000 | 2,430,000 |
| Interest expense | 306,000 | 609,000 |
| Net interest income | 893,000 | 1,821,000 |
| Noninterest income | 44,000 | 100,000 |
| Noninterest expense | 581,000 | 1,130,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 356,000 | 791,000 |
| Income tax | 0 | 0 |
| Net income | 356,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,855,000 | 14,235,000 |