Call reports 2024
CLAY COUNTY STATE BANK — 2024
What CLAY COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,866,000 | 102,614,000 | 102,122,000 | 108,633,000 |
| Total loans | 46,694,000 | 46,186,000 | 45,657,000 | 47,242,000 |
| Allowance for loan losses | 511,000 | 451,000 | 450,000 | 454,000 |
| Securities available for sale | 35,015,000 | 32,909,000 | 32,678,000 | 32,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,645,000 | 92,760,000 | 90,660,000 | 98,627,000 |
| Interest-bearing deposits | 81,979,000 | 80,402,000 | 79,725,000 | 82,592,000 |
| Noninterest-bearing deposits | 13,666,000 | 12,358,000 | 10,935,000 | 16,035,000 |
| Equity capital | 8,638,000 | 9,198,000 | 10,835,000 | 9,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,263,000 | 3,441,000 | 4,668,000 |
| Interest expense | 371,000 | 771,000 | 1,161,000 | 1,534,000 |
| Net interest income | 731,000 | 1,492,000 | 2,280,000 | 3,134,000 |
| Noninterest income | 52,000 | 113,000 | 173,000 | 228,000 |
| Noninterest expense | 552,000 | 1,044,000 | 1,559,000 | 2,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 561,000 | 894,000 | 1,237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 561,000 | 894,000 | 1,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,909,000 | 13,187,000 | 13,466,000 | 13,118,000 |