Call reports 2016
FIRST NEW MEXICO BANK — 2016
What FIRST NEW MEXICO BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 213,433,000 | 216,101,000 | 219,367,000 | 228,209,000 |
| Total loans | 75,436,000 | 76,792,000 | 76,469,000 | 71,580,000 |
| Allowance for loan losses | 1,106,000 | 1,098,000 | 1,133,000 | 1,233,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 81,022,000 | 80,941,000 | 77,101,000 | 78,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,531,000 | 187,549,000 | 190,257,000 | 199,154,000 |
| Interest-bearing deposits | 140,292,000 | 142,688,000 | 142,852,000 | 150,392,000 |
| Noninterest-bearing deposits | 45,239,000 | 44,861,000 | 47,406,000 | 48,762,000 |
| Equity capital | 25,544,000 | 26,219,000 | 26,455,000 | 26,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,722,000 | 5,455,000 | 7,388,000 |
| Interest expense | 96,000 | 189,000 | 282,000 | 376,000 |
| Net interest income | 1,776,000 | 3,533,000 | 5,173,000 | 7,012,000 |
| Noninterest income | 193,000 | 448,000 | 682,000 | 911,000 |
| Noninterest expense | 1,185,000 | 2,365,000 | 3,341,000 | 4,312,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 280,000 |
| Pretax income | 784,000 | 1,616,000 | 2,454,000 | 3,331,000 |
| Income tax | 151,000 | 307,000 | 471,000 | 615,000 |
| Net income | 633,000 | 1,309,000 | 1,983,000 | 2,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,544,000 | 26,219,000 | 26,455,000 | 26,748,000 |
| Total capital | 26,650,000 | 27,317,000 | 27,588,000 | 27,981,000 |
| Risk-weighted assets | 115,172,000 | 112,958,000 | 98,313,000 | 102,269,000 |