Call reports 2015
FIRST NEW MEXICO BANK — 2015
What FIRST NEW MEXICO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 219,273,000 | 217,094,000 | 208,667,000 | 218,986,000 |
| Total loans | 70,440,000 | 71,688,000 | 79,165,000 | 76,744,000 |
| Allowance for loan losses | 1,101,000 | 1,089,000 | 1,099,000 | 1,099,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 83,034,000 | 83,943,000 | 81,297,000 | 82,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,297,000 | 190,057,000 | 181,236,000 | 191,356,000 |
| Interest-bearing deposits | 147,027,000 | 147,324,000 | 137,751,000 | 146,420,000 |
| Noninterest-bearing deposits | 45,270,000 | 42,733,000 | 43,485,000 | 44,936,000 |
| Equity capital | 24,619,000 | 24,842,000 | 25,061,000 | 25,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,810,000 | 3,646,000 | 5,541,000 | 7,428,000 |
| Interest expense | 109,000 | 214,000 | 318,000 | 415,000 |
| Net interest income | 1,701,000 | 3,432,000 | 5,223,000 | 7,013,000 |
| Noninterest income | 248,000 | 486,000 | 739,000 | 964,000 |
| Noninterest expense | 1,155,000 | 2,227,000 | 3,438,000 | 4,558,000 |
| Provision for loan losses | 0 | 116,000 | 116,000 | 116,000 |
| Pretax income | 794,000 | 1,575,000 | 2,408,000 | 3,303,000 |
| Income tax | 164,000 | 311,000 | 513,000 | 670,000 |
| Net income | 630,000 | 1,264,000 | 1,895,000 | 2,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,015,000 | 24,842,000 | 25,061,000 | 25,390,000 |
| Total capital | 22,116,000 | 25,931,000 | 26,160,000 | 26,489,000 |
| Risk-weighted assets | 174,359,000 | 134,977,000 | 136,812,000 | 111,867,000 |