Call reports 2014
FIRST NEW MEXICO BANK — 2014
What FIRST NEW MEXICO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 215,364,000 | 217,883,000 | 211,831,000 | 219,098,000 |
| Total loans | 69,705,000 | 71,819,000 | 75,745,000 | 73,080,000 |
| Allowance for loan losses | 1,084,000 | 1,086,000 | 1,094,000 | 1,086,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 81,362,000 | 85,454,000 | 87,728,000 | 83,268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,508,000 | 191,748,000 | 185,292,000 | 192,315,000 |
| Interest-bearing deposits | 151,134,000 | 152,002,000 | 143,332,000 | 149,375,000 |
| Noninterest-bearing deposits | 38,374,000 | 39,746,000 | 41,960,000 | 42,940,000 |
| Equity capital | 23,425,000 | 23,771,000 | 24,127,000 | 24,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,833,000 | 3,713,000 | 5,666,000 | 7,578,000 |
| Interest expense | 186,000 | 343,000 | 472,000 | 585,000 |
| Net interest income | 1,647,000 | 3,370,000 | 5,194,000 | 6,993,000 |
| Noninterest income | 235,000 | 479,000 | 726,000 | 968,000 |
| Noninterest expense | 1,063,000 | 2,264,000 | 3,515,000 | 4,753,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 819,000 | 1,570,000 | 2,390,000 | 3,193,000 |
| Income tax | 252,000 | 374,000 | 523,000 | 666,000 |
| Net income | 567,000 | 1,196,000 | 1,867,000 | 2,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,425,000 | 23,771,000 | 24,127,000 | 24,385,000 |
| Total capital | 24,564,000 | 24,912,000 | 25,276,000 | 25,526,000 |
| Risk-weighted assets | 106,667,000 | 107,785,000 | 112,781,000 | 145,747,000 |