Call reports 2013
FIRST NEW MEXICO BANK — 2013
What FIRST NEW MEXICO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 209,453,000 | 208,612,000 | 205,889,000 | 216,277,000 |
| Total loans | 66,560,000 | 71,401,000 | 77,095,000 | 73,405,000 |
| Allowance for loan losses | 944,000 | 941,000 | 1,013,000 | 1,083,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 80,458,000 | 85,269,000 | 84,011,000 | 81,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,943,000 | 183,636,000 | 180,437,000 | 190,631,000 |
| Interest-bearing deposits | 147,617,000 | 148,046,000 | 144,492,000 | 150,738,000 |
| Noninterest-bearing deposits | 37,326,000 | 35,590,000 | 35,945,000 | 39,893,000 |
| Equity capital | 22,192,000 | 22,561,000 | 22,837,000 | 23,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 3,911,000 | 5,973,000 | 8,010,000 |
| Interest expense | 238,000 | 448,000 | 636,000 | 824,000 |
| Net interest income | 1,704,000 | 3,463,000 | 5,337,000 | 7,186,000 |
| Noninterest income | 243,000 | 475,000 | 694,000 | 961,000 |
| Noninterest expense | 1,187,000 | 2,370,000 | 3,550,000 | 4,722,000 |
| Provision for loan losses | 0 | 0 | 78,000 | 138,000 |
| Pretax income | 760,000 | 1,568,000 | 2,403,000 | 3,287,000 |
| Income tax | 209,000 | 372,000 | 609,000 | 853,000 |
| Net income | 551,000 | 1,196,000 | 1,794,000 | 2,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,192,000 | 22,561,000 | 22,837,000 | 23,178,000 |
| Total capital | 23,191,000 | 23,557,000 | 23,905,000 | 24,316,000 |
| Risk-weighted assets | 210,688,000 | 106,129,000 | 110,790,000 | 109,936,000 |