Call reports 2008
FIRST NEW MEXICO BANK — 2008
What FIRST NEW MEXICO BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 149,245,000 | 142,707,000 | 142,727,000 | 157,570,000 |
| Total loans | 76,235,000 | 75,574,000 | 72,719,000 | 69,421,000 |
| Allowance for loan losses | 1,133,000 | 1,252,000 | 1,319,000 | 1,047,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 51,765,000 | 51,681,000 | 52,633,000 | 53,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,149,000 | 124,592,000 | 124,021,000 | 138,910,000 |
| Interest-bearing deposits | 98,473,000 | 93,213,000 | 90,987,000 | 105,662,000 |
| Noninterest-bearing deposits | 32,676,000 | 31,379,000 | 33,034,000 | 33,248,000 |
| Equity capital | 16,639,000 | 16,876,000 | 17,314,000 | 17,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 4,873,000 | 7,228,000 | 9,347,000 |
| Interest expense | 656,000 | 1,158,000 | 1,629,000 | 2,147,000 |
| Net interest income | 1,866,000 | 3,715,000 | 5,599,000 | 7,200,000 |
| Noninterest income | 240,000 | 469,000 | 711,000 | 940,000 |
| Noninterest expense | 1,085,000 | 2,138,000 | 3,219,000 | 4,262,000 |
| Provision for loan losses | 167,000 | 367,000 | 420,000 | 296,000 |
| Pretax income | 854,000 | 1,679,000 | 2,671,000 | 3,582,000 |
| Income tax | 353,000 | 689,000 | 991,000 | 1,177,000 |
| Net income | 501,000 | 990,000 | 1,680,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,639,000 | 16,876,000 | 17,314,000 | 17,343,000 |
| Total capital | 17,779,000 | 17,987,000 | 18,398,000 | 18,434,000 |
| Risk-weighted assets | 91,150,000 | 88,645,000 | 86,411,000 | 87,269,000 |