Call reports 2007
FIRST NEW MEXICO BANK — 2007
What FIRST NEW MEXICO BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 221,839,000 | 224,326,000 | 219,897,000 | 228,972,000 |
| Total loans | 121,749,000 | 130,897,000 | 129,001,000 | 123,675,000 |
| Allowance for loan losses | 2,349,000 | 2,532,000 | 2,475,000 | 2,350,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 56,293,000 | 57,765,000 | 57,794,000 | 58,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,045,000 | 197,458,000 | 191,743,000 | 200,196,000 |
| Interest-bearing deposits | 151,369,000 | 149,430,000 | 145,205,000 | 152,878,000 |
| Noninterest-bearing deposits | 43,676,000 | 48,028,000 | 46,538,000 | 47,318,000 |
| Equity capital | 24,692,000 | 25,035,000 | 25,720,000 | 26,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,049,000 | 8,153,000 | 12,333,000 | 16,428,000 |
| Interest expense | 1,114,000 | 2,264,000 | 3,446,000 | 4,625,000 |
| Net interest income | 2,935,000 | 5,889,000 | 8,887,000 | 11,803,000 |
| Noninterest income | 272,000 | 551,000 | 848,000 | 1,142,000 |
| Noninterest expense | 1,642,000 | 3,340,000 | 5,007,000 | 6,709,000 |
| Provision for loan losses | 15,000 | 15,000 | 18,000 | 100,000 |
| Pretax income | 1,550,000 | 3,089,000 | 4,714,000 | 6,136,000 |
| Income tax | 567,000 | 1,163,000 | 1,803,000 | 2,349,000 |
| Net income | 983,000 | 1,926,000 | 2,911,000 | 3,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,692,000 | 25,035,000 | 25,720,000 | 26,296,000 |
| Total capital | 26,718,000 | 27,025,000 | 27,700,000 | 28,279,000 |
| Risk-weighted assets | 161,687,000 | 158,635,000 | 157,884,000 | 158,238,000 |