Call reports 2006
FIRST NEW MEXICO BANK — 2006
What FIRST NEW MEXICO BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 216,102,000 | 217,793,000 | 216,086,000 | 222,234,000 |
| Total loans | 109,288,000 | 122,890,000 | 127,223,000 | 130,714,000 |
| Allowance for loan losses | 1,773,000 | 1,933,000 | 2,084,000 | 2,315,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 59,209,000 | 61,267,000 | 61,161,000 | 58,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,312,000 | 192,599,000 | 189,255,000 | 194,350,000 |
| Interest-bearing deposits | 149,435,000 | 145,640,000 | 145,889,000 | 147,941,000 |
| Noninterest-bearing deposits | 42,877,000 | 46,959,000 | 43,366,000 | 46,409,000 |
| Equity capital | 21,289,000 | 22,042,000 | 23,104,000 | 23,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,629,000 | 7,419,000 | 11,353,000 | 15,483,000 |
| Interest expense | 883,000 | 1,792,000 | 2,811,000 | 3,943,000 |
| Net interest income | 2,746,000 | 5,627,000 | 8,542,000 | 11,540,000 |
| Noninterest income | 252,000 | 492,000 | 762,000 | 1,072,000 |
| Noninterest expense | 1,415,000 | 2,923,000 | 4,466,000 | 5,819,000 |
| Provision for loan losses | 130,000 | 270,000 | 450,000 | 900,000 |
| Pretax income | 1,453,000 | 2,926,000 | 4,388,000 | 5,893,000 |
| Income tax | 565,000 | 1,060,000 | 1,460,000 | 1,910,000 |
| Net income | 888,000 | 1,866,000 | 2,928,000 | 3,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,289,000 | 22,042,000 | 23,104,000 | 23,709,000 |
| Total capital | 23,117,000 | 24,030,000 | 25,211,000 | 25,850,000 |
| Risk-weighted assets | 153,994,000 | 160,519,000 | 168,557,000 | 171,043,000 |