Call reports 2005
FIRST NEW MEXICO BANK — 2005
What FIRST NEW MEXICO BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 218,574,000 | 223,653,000 | 219,788,000 | 229,527,000 |
| Total loans | 100,624,000 | 109,448,000 | 113,307,000 | 113,801,000 |
| Allowance for loan losses | 1,426,000 | 1,504,000 | 1,580,000 | 1,566,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 55,231,000 | 56,611,000 | 55,706,000 | 56,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,747,000 | 201,739,000 | 196,274,000 | 206,386,000 |
| Interest-bearing deposits | 161,706,000 | 159,872,000 | 155,375,000 | 163,120,000 |
| Noninterest-bearing deposits | 36,041,000 | 41,867,000 | 40,899,000 | 43,266,000 |
| Equity capital | 18,448,000 | 19,035,000 | 19,607,000 | 20,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,050,000 | 6,413,000 | 10,043,000 | 13,704,000 |
| Interest expense | 692,000 | 1,387,000 | 2,145,000 | 2,982,000 |
| Net interest income | 2,358,000 | 5,026,000 | 7,898,000 | 10,722,000 |
| Noninterest income | 258,000 | 496,000 | 740,000 | 979,000 |
| Noninterest expense | 1,412,000 | 2,936,000 | 4,669,000 | 5,863,000 |
| Provision for loan losses | 115,000 | 223,000 | 223,000 | 429,000 |
| Pretax income | 1,089,000 | 2,363,000 | 3,746,000 | 5,409,000 |
| Income tax | 297,000 | 702,000 | 1,232,000 | 1,875,000 |
| Net income | 792,000 | 1,661,000 | 2,514,000 | 3,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,448,000 | 19,035,000 | 19,607,000 | 20,626,000 |
| Total capital | 19,929,000 | 20,594,000 | 21,242,000 | 22,247,000 |
| Risk-weighted assets | 140,596,000 | 147,861,000 | 153,410,000 | 157,754,000 |