Call reports 2004
FIRST NEW MEXICO BANK — 2004
What FIRST NEW MEXICO BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 204,757,000 | 215,898,000 | 210,762,000 | 214,744,000 |
| Total loans | 105,898,000 | 106,172,000 | 103,691,000 | 100,548,000 |
| Allowance for loan losses | 1,340,000 | 1,467,000 | 1,477,000 | 1,378,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,226,000 | 50,538,000 | 48,773,000 | 48,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,908,000 | 196,920,000 | 191,274,000 | 194,567,000 |
| Interest-bearing deposits | 155,516,000 | 164,415,000 | 157,589,000 | 159,540,000 |
| Noninterest-bearing deposits | 30,392,000 | 32,505,000 | 33,685,000 | 35,027,000 |
| Equity capital | 16,487,000 | 17,100,000 | 17,715,000 | 17,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,820,000 | 5,878,000 | 8,944,000 | 11,978,000 |
| Interest expense | 679,000 | 1,289,000 | 1,912,000 | 2,516,000 |
| Net interest income | 2,141,000 | 4,589,000 | 7,032,000 | 9,462,000 |
| Noninterest income | 232,000 | 452,000 | 694,000 | 918,000 |
| Noninterest expense | 1,260,000 | 2,549,000 | 3,927,000 | 5,697,000 |
| Provision for loan losses | 97,000 | 315,000 | 413,000 | 510,000 |
| Pretax income | 1,016,000 | 2,177,000 | 3,378,000 | 4,165,000 |
| Income tax | 255,000 | 593,000 | 939,000 | 1,293,000 |
| Net income | 761,000 | 1,584,000 | 2,439,000 | 2,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,487,000 | 17,100,000 | 17,715,000 | 17,938,000 |
| Total capital | 17,882,000 | 18,622,000 | 19,247,000 | 19,371,000 |
| Risk-weighted assets | 150,353,000 | 148,021,000 | 143,043,000 | 139,641,000 |