Call reports 2003
FIRST NEW MEXICO BANK — 2003
What FIRST NEW MEXICO BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 168,428,000 | 183,396,000 | 187,754,000 | 206,209,000 |
| Total loans | 97,372,000 | 103,370,000 | 102,227,000 | 109,012,000 |
| Allowance for loan losses | 1,249,000 | 1,355,000 | 1,431,000 | 1,237,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,783,000 | 42,138,000 | 49,072,000 | 48,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,310,000 | 166,512,000 | 170,520,000 | 188,256,000 |
| Interest-bearing deposits | 126,378,000 | 141,301,000 | 144,153,000 | 154,464,000 |
| Noninterest-bearing deposits | 25,932,000 | 25,211,000 | 26,367,000 | 33,792,000 |
| Equity capital | 14,886,000 | 15,280,000 | 15,826,000 | 15,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,390,000 | 8,373,000 | 11,218,000 |
| Interest expense | 653,000 | 1,391,000 | 2,040,000 | 2,715,000 |
| Net interest income | 1,982,000 | 3,999,000 | 6,333,000 | 8,503,000 |
| Noninterest income | 191,000 | 410,000 | 567,000 | 781,000 |
| Noninterest expense | 1,232,000 | 2,586,000 | 3,889,000 | 5,395,000 |
| Provision for loan losses | 161,000 | 273,000 | 371,000 | 413,000 |
| Pretax income | 780,000 | 1,550,000 | 2,640,000 | 3,476,000 |
| Income tax | 171,000 | 337,000 | 671,000 | 1,187,000 |
| Net income | 609,000 | 1,213,000 | 1,969,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,886,000 | 15,280,000 | 15,826,000 | 15,936,000 |
| Total capital | 16,135,000 | 16,635,000 | 17,257,000 | 17,173,000 |
| Risk-weighted assets | 126,183,000 | 138,037,000 | 143,496,000 | 152,825,000 |