Call reports 2002
FIRST NEW MEXICO BANK — 2002
What FIRST NEW MEXICO BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 138,055,000 | 138,882,000 | 141,410,000 | 154,586,000 |
| Total loans | 78,551,000 | 85,947,000 | 90,783,000 | 99,462,000 |
| Allowance for loan losses | 743,000 | 845,000 | 974,000 | 1,099,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,471,000 | 31,880,000 | 29,818,000 | 28,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,156,000 | 123,527,000 | 125,268,000 | 138,069,000 |
| Interest-bearing deposits | 101,306,000 | 101,685,000 | 102,420,000 | 112,358,000 |
| Noninterest-bearing deposits | 21,850,000 | 21,842,000 | 22,848,000 | 25,711,000 |
| Equity capital | 13,486,000 | 13,887,000 | 14,224,000 | 14,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,693,000 | 7,236,000 | 9,846,000 |
| Interest expense | 650,000 | 1,236,000 | 1,795,000 | 2,379,000 |
| Net interest income | 1,632,000 | 3,457,000 | 5,441,000 | 7,467,000 |
| Noninterest income | 147,000 | 298,000 | 458,000 | 617,000 |
| Noninterest expense | 1,099,000 | 2,217,000 | 3,487,000 | 4,824,000 |
| Provision for loan losses | 110,000 | 235,000 | 370,000 | 558,000 |
| Pretax income | 570,000 | 1,303,000 | 2,042,000 | 2,702,000 |
| Income tax | 165,000 | 317,000 | 509,000 | 696,000 |
| Net income | 405,000 | 986,000 | 1,533,000 | 2,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,486,000 | 13,887,000 | 14,224,000 | 14,487,000 |
| Total capital | 14,229,000 | 14,732,000 | 15,198,000 | 15,586,000 |
| Risk-weighted assets | 90,933,000 | 101,888,000 | 108,379,000 | 120,810,000 |