Call reports 2015
AMERICAN BANK — 2015
What AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 416,223,000 | 437,499,000 | 422,168,000 | 319,176,000 |
| Total loans | 186,348,000 | 176,028,000 | 168,391,000 | 176,681,000 |
| Allowance for loan losses | 1,777,000 | 1,662,000 | 1,020,000 | 1,374,000 |
| Securities available for sale | 3,991,000 | 3,717,000 | 3,533,000 | 3,408,000 |
| Securities held to maturity | 4,000 | 4,000 | 4,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,482,000 | 312,588,000 | 294,952,000 | 263,052,000 |
| Interest-bearing deposits | 235,088,000 | 248,906,000 | 229,225,000 | 211,855,000 |
| Noninterest-bearing deposits | 57,394,000 | 63,682,000 | 65,727,000 | 51,197,000 |
| Equity capital | 50,278,000 | 51,599,000 | 53,421,000 | 52,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,649,000 | 5,359,000 | 7,986,000 | 10,229,000 |
| Interest expense | 864,000 | 1,733,000 | 2,600,000 | 3,165,000 |
| Net interest income | 1,785,000 | 3,626,000 | 5,386,000 | 7,064,000 |
| Noninterest income | 6,010,000 | 12,395,000 | 20,164,000 | 28,096,000 |
| Noninterest expense | 6,437,000 | 12,384,000 | 19,004,000 | 30,194,000 |
| Provision for loan losses | -167,000 | -167,000 | -219,000 | -219,000 |
| Pretax income | 1,525,000 | 3,804,000 | 6,765,000 | 5,185,000 |
| Income tax | 590,000 | 1,501,000 | 2,681,000 | 2,045,000 |
| Net income | 935,000 | 2,303,000 | 4,084,000 | 3,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,244,000 | 51,612,000 | 53,395,000 | 52,452,000 |
| Total capital | 52,021,000 | 53,274,000 | 54,415,000 | 53,826,000 |
| Risk-weighted assets | 144,474,000 | 138,415,000 | 123,032,000 | 119,040,000 |