Call reports 2014
AMERICAN BANK — 2014
What AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 426,046,000 | 456,391,000 | 438,043,000 | 395,549,000 |
| Total loans | 190,555,000 | 186,443,000 | 181,607,000 | 180,737,000 |
| Allowance for loan losses | 2,587,000 | 2,051,000 | 1,872,000 | 2,001,000 |
| Securities available for sale | 4,836,000 | 4,633,000 | 4,352,000 | 4,241,000 |
| Securities held to maturity | 5,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,446,000 | 318,223,000 | 299,881,000 | 273,014,000 |
| Interest-bearing deposits | 247,985,000 | 261,858,000 | 251,312,000 | 228,475,000 |
| Noninterest-bearing deposits | 40,461,000 | 56,365,000 | 48,569,000 | 44,539,000 |
| Equity capital | 48,230,000 | 48,376,000 | 48,823,000 | 49,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,125,000 | 6,403,000 | 9,532,000 | 12,506,000 |
| Interest expense | 1,080,000 | 2,140,000 | 3,203,000 | 4,243,000 |
| Net interest income | 2,045,000 | 4,263,000 | 6,329,000 | 8,263,000 |
| Noninterest income | 3,818,000 | 7,372,000 | 11,995,000 | 17,810,000 |
| Noninterest expense | 5,098,000 | 10,745,000 | 16,675,000 | 23,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 695,000 |
| Pretax income | 765,000 | 890,000 | 1,649,000 | 2,378,000 |
| Income tax | 311,000 | 345,000 | 636,000 | 884,000 |
| Net income | 454,000 | 545,000 | 1,013,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,216,000 | 48,310,000 | 48,786,000 | 49,270,000 |
| Total capital | 50,189,000 | 50,189,000 | 50,608,000 | 51,028,000 |
| Risk-weighted assets | 157,260,000 | 150,149,000 | 145,703,000 | 140,366,000 |