Call reports 2013
AMERICAN BANK — 2013
What AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 433,225,000 | 464,664,000 | 430,854,000 | 410,770,000 |
| Total loans | 227,232,000 | 208,970,000 | 185,352,000 | 180,495,000 |
| Allowance for loan losses | 2,532,000 | 2,715,000 | 2,869,000 | 2,632,000 |
| Securities available for sale | 7,791,000 | 5,594,000 | 5,319,000 | 4,981,000 |
| Securities held to maturity | 6,000 | 6,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,731,000 | 327,525,000 | 294,141,000 | 273,727,000 |
| Interest-bearing deposits | 246,753,000 | 267,421,000 | 252,872,000 | 236,443,000 |
| Noninterest-bearing deposits | 49,978,000 | 60,104,000 | 41,269,000 | 37,284,000 |
| Equity capital | 47,739,000 | 47,798,000 | 47,566,000 | 47,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,566,000 | 7,552,000 | 10,558,000 | 13,779,000 |
| Interest expense | 1,144,000 | 2,280,000 | 3,419,000 | 4,535,000 |
| Net interest income | 2,422,000 | 5,272,000 | 7,139,000 | 9,244,000 |
| Noninterest income | 4,776,000 | 8,343,000 | 11,178,000 | 15,376,000 |
| Noninterest expense | 5,928,000 | 11,887,000 | 16,922,000 | 22,149,000 |
| Provision for loan losses | 193,000 | 504,000 | 504,000 | 1,329,000 |
| Pretax income | 1,077,000 | 1,224,000 | 891,000 | 1,142,000 |
| Income tax | 502,000 | 453,000 | 352,000 | 410,000 |
| Net income | 575,000 | 771,000 | 539,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,588,000 | 47,790,000 | 47,341,000 | 47,759,000 |
| Total capital | 49,720,000 | 49,740,000 | 49,078,000 | 49,489,000 |
| Risk-weighted assets | 188,017,000 | 173,047,000 | 155,638,000 | 151,917,000 |