Call reports 2012
AMERICAN BANK — 2012
What AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 438,756,000 | 456,810,000 | 444,460,000 | 429,180,000 |
| Total loans | 260,877,000 | 256,674,000 | 244,733,000 | 243,634,000 |
| Allowance for loan losses | 6,842,000 | 5,912,000 | 3,852,000 | 3,101,000 |
| Securities available for sale | 10,033,000 | 7,810,000 | 9,063,000 | 8,335,000 |
| Securities held to maturity | 9,000 | 8,000 | 8,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,213,000 | 321,718,000 | 308,710,000 | 292,704,000 |
| Interest-bearing deposits | 268,952,000 | 271,972,000 | 258,857,000 | 244,351,000 |
| Noninterest-bearing deposits | 36,261,000 | 49,746,000 | 49,853,000 | 48,353,000 |
| Equity capital | 44,740,000 | 45,524,000 | 46,389,000 | 47,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,649,000 | 8,905,000 | 13,298,000 | 16,980,000 |
| Interest expense | 1,334,000 | 2,645,000 | 3,924,000 | 5,142,000 |
| Net interest income | 3,315,000 | 6,260,000 | 9,374,000 | 11,838,000 |
| Noninterest income | 4,999,000 | 9,805,000 | 15,524,000 | 21,688,000 |
| Noninterest expense | 6,490,000 | 12,919,000 | 19,316,000 | 26,104,000 |
| Provision for loan losses | 0 | 0 | 1,055,000 | 1,389,000 |
| Pretax income | 1,936,000 | 3,320,000 | 4,701,000 | 6,207,000 |
| Income tax | 756,000 | 1,298,000 | 1,911,000 | 2,572,000 |
| Net income | 1,180,000 | 2,022,000 | 2,790,000 | 3,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,228,000 | 45,383,000 | 46,158,000 | 47,008,000 |
| Total capital | 46,857,000 | 47,943,000 | 48,577,000 | 49,253,000 |
| Risk-weighted assets | 223,891,000 | 219,293,000 | 209,864,000 | 196,560,000 |